Step-by-step process to getting the keys to your new home.
Your Seattle, Washington home loan experts
We’ll be with you every step of the way
-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Conventional Loan
- FHA Loan
- First-Time Homebuyers
- Home Equity
- Purchase
- Refinance
Looking for local home loan support? You’ve found the right team! As the Seattle, WA branch of America’s #1 Retail Mortgage Lender, we’re dedicated to helping our neighbors achieve their homeownership goals.
Whether you’re buying, refinancing or renovating, we offer a wide range of loan programs designed to fit our local market. From conventional and FHA to VA, USDA and Non-QM loans, we’ll help you pick the ideal solution for your plans.
The only thing more important than the loan is a clear path to closing. From our first conversation to reaching your goals, we’ll keep you informed, answer your calls and make sure you always know what’s happening with your mortgage.
Each member of our Seattle, WA team offers specialized expertise and their own community experience. That’s how we provide a local-focused experience with the qualities you’d expect from a national leader. Whether you’re ready to apply or want to ask a question, we look forward to hearing from you soon!
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Reviews
Meet our team
Branch Leader
Kyle Bergquist
- Originating Branch Manager
- NMLS #918621
- 1448 NW Market St 05-128
- Seattle, WA 98107
- [email protected]
- mobile 425.478.0961
- tel 206.489.2665
- fax 206.489.2665
Theresa Bergquist
- Loan Officer
- NMLS #286563
- 1448 NW Market St 05-128
- Seattle, WA 98107
Stryder Meza
- Loan Officer
- NMLS #1001406
- 1448 NW Market St 05-128
- Seattle, WA 98107
- [email protected]
- mobile 206.948.2906
Scott Sheridan
- Loan Officer
- NMLS #1360050
- 1448 NW Market St 05-128
- Seattle, WA 98107
- [email protected]
- mobile 253.632.5007
- tel 206.204.8611
- fax 206.204.8611
Maureen Sprague
- Loan Officer
- NMLS #1372588
- 1448 NW Market St 05-128
- Seattle, WA 98107
- [email protected]
- mobile 425.422.9846
Kyle Lieu
- Loan Officer
- 1448 NW Market St 05-128
- Seattle, WA 98107
- [email protected]
- mobile 425.344.2553
Bon Thera
- Loan Officer
- NMLS #1619596
- 1448 NW Market St 05-128
- Seattle, WA 98107
- [email protected]
- mobile 425.418.9162
Ashley Buelva
- Loan Officer
- 1448 NW Market St 05-128
- Seattle, WA 98107
- [email protected]
- mobile 425.405.8781
Brent Norman
- Loan Officer
- NMLS #149102
- 1448 NW Market St 05-128
- Seattle, WA 98107
- [email protected]
- mobile 206.817.4349
Jacob Gai
- Mortgage Loan Originator
- NMLS #2689591
- 1448 NW Market St 05-128
- Seattle, WA 98107
Sam Franzoia
- Mortgage Loan Originator
- NMLS #2610594
- 1448 NW Market St 05-128
- Seattle, WA 98107
Rich Buchanan
- Loan Officer
- NMLS #2692549
- 1448 NW Market St 05-128
- Seattle, WA 98107
Our support staff
Taylor Sprague
Branch Marketing Assistant
Nicole Ribble
Loan ProcessorBridget Windau
Loan ProcessorBarb Gall
Loan ProcessorMy social posts
My Videos
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.
We’d love to hear from you.
"*" indicates required fields
By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.