Homebuying
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First-Time Homebuyer Budgeting Strategies
Discover budgeting strategies for first-time homebuyers. Assess finances, determine affordability, and explore mortgage options for your home purchase journey.
How to Buy a House Out of State
From researching the housing market in another state, to getting a mortgage loan financed out of state, discover home relocating strategies for a smooth move.
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How to Find the Right Home
Discover how to find the right home in these tips for buyers. From budgets to understanding types, find your ideal home. Make informed choices with our guide.
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How to Find the Right Real Estate Agent
Thinking about buying a house or selling a property? Learn how to find the right real estate or listing agent, interview and evaluate agents effectively.
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How to Calculate Debt-to-Income Ratio (DTI)
Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.
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Mortgage Pre-Approval vs. Pre-Qualification
Need help with the difference between mortgage pre-approval and pre-qualification? Understand when to take advantage of each process when buying a house.
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What Is a Mortgage?
Unlock the door to homeownership with our comprehensive mortgage guide. Learn what a mortgage is, the key terms, loan types, and expert repayment strategies.
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What Is Loan-to-Value (LTV) Ratio?
Loan-to-value ratio (LTV) is the percentage of how much your home is worth compared to what you owe. Learn how to calculate it and why it is important.
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What to Expect on Your Closing Day
Your mortgage journey comes to an end on closing day. Find out what should you expect and how can you prepare to move into the home of your dreams.
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Who Pays Closing Costs?
Learn who typically pays the closing costs during a home sale transaction, the buyer or the seller, and how these costs can be negotiated or financed if needed.
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What Is Private Mortgage Insurance (PMI)?
Have a conventional loan? Then you might have to pay private mortgage insurance (PMI). Learn what it is, when it is required, and how to avoid paying it.
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