Home Loan Products Designed For You
Find the right one for your plans
Not every single home loan is the same, each one is as unique as its buyer. We offer a wide range of loans, including conventional, USDA, FHA, and VA, to help you turn your homebuying dreams into reality.
Compare options & find the right one for you
| Conventional | FHA | VA | USDA | |
|---|---|---|---|---|
| Minimum credit score | 620 | 500 | 500 | 620 |
| Minimum down payment | 3% | 3.5% | 0% | 0% |
| Loan limit | $726,200 (HomeReady® /Home Possible® excepted) | $472,030 | No limit* | Varies by county |
| Monthly mortgage insurance | Varies | Yes | No | Yes |
| Upfront MI or funding fee | No | Yes | Varies | Yes |