Step-by-step process to getting the keys to your new home.
Your Edinburg, Texas home loan experts
We’ll be with you every step of the way
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Conventional Loan
- FHA Loan
- First-Time Homebuyers
- Home Equity
- Purchase
- Refinance
Looking for local home loan support? You’ve found the right team! As the Edinburg, TX branch of America’s #1 Retail Mortgage Lender, we’re dedicated to helping our neighbors achieve their homeownership goals.
Whether you’re buying, refinancing or renovating, we offer a wide range of loan programs designed to fit our local market. From conventional and FHA to VA, USDA and Non-QM loans, we’ll help you pick the ideal solution for your plans.
The only thing more important than the loan is a clear path to closing. From our first conversation to reaching your goals, we’ll keep you informed, answer your calls and make sure you always know what’s happening with your mortgage.
Each member of our Edinburg, TX team offers specialized expertise and their own community experience. That’s how we provide a local-focused experience with the qualities you’d expect from a national leader. Whether you’re ready to apply or want to ask a question, we look forward to hearing from you soon!
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Reviews
Meet our team
Branch Leader
Jerry Gonzalez
- Sales Manager
- NMLS #513488
- 2957 Regency Drive
- Edinburg, TX 78539
Hernan Mireles
- Originating Branch Manager
- NMLS #1466298
- 2957 Regency Drive
- Edinburg, TX 78539
Lluvianna Leal
- Sr. Loan Officer
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.890.1831
- tel 956.304.0297
- fax 956.304.0298
Manny De Leon
- Sr. Loan Officer
- NMLS #1885030
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.570.1786
- tel 956.570.1786
- fax 966.303.2071
Juliana Weintraub
- Sr. Loan Officer
- NMLS #2077369
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.605.4616
- tel 956.452.1365
David Arce
- Sr. Loan Officer
- 2957 Regency Drive
- Edinburg, TX 78539
Danny Ramos
- Sr. Loan Officer
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.289.3286
- tel 956.477.1254
- fax 956.477.1254
Richie Arrioja
- Sr. Loan Officer
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.534.6800
- tel 737.717.0578
- fax 737.717.0578
Robert Garcia
- Sr. Loan Officer
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.639.5128
- tel 956.663.4174
- fax 956.663.4174
Xavier Martinez
- Sr. Loan Officer
- NMLS #2242756
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.862.7185
- tel 956.467.4671
Brenda Hernandez
- Sr. Loan Officer
- NMLS #2443057
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.874.9575
Isaac Serna
- Sr. Loan Officer
- NMLS #2048750
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.467.7831
Kenneth Hammonds
- Originating Branch Manager
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.358.5088
Connie Elizondo
- Sr. Loan Officer
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.571.7111
Monica Hernandez
- Sr. Loan Officer
- 2957 Regency Drive
- Edinburg, TX 78539
- [email protected]
- mobile 956.648.1999
Tom Bruce
- Originating Sales Manager
- NMLS #1647303
- 2957 Regency Drive
- Edinburg, TX 78539
Our support staff
Robyn Applebaum
Senior Loan ProcessorDianaliz Hernandez
Loan Officer AssistantJaime Mireles
Loan Officer Assistant – Team Lead
Adriana Hinojosa
Sales Assistant
Victor Chavez
Branch Business TesterSydney Gomez
Sales AssistantJoey Garza
Loan Officer Assistant
Daniel Gonzalez
Sr. Loan OfficerDaniela Perez
Loan Officer AssistantMando Rangel Jr
Licensed Loan AssistantRobyn Applebaum
Senior Loan ProcessorJennifer Nunez
Senior Loan ProcessorCarrie Hall
Sr. Loan ProcessorTyler Muniz
Loan Officer Assistant
Homero Garcia
Sr. Loan Officer
Edwin Cisneros
Sr. Loan OfficerJoshua Rico
Loan Officer AssistantMy social posts
My Videos
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.
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