Step-by-step process to getting the keys to your new home.
Your Denville, New Jersey home loan experts
We’ll be with you every step of the way
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Conventional Loan
- FHA Loan
- First-Time Homebuyers
- Home Equity
- Purchase
- Refinance
Looking for local home loan support? You’ve found the right team! As the Denville, NJ branch of America’s #1 Retail Mortgage Lender, we’re dedicated to helping our neighbors achieve their homeownership goals.
Whether you’re buying, refinancing or renovating, we offer a wide range of loan programs designed to fit our local market. From conventional and FHA to VA, USDA and Non-QM loans, we’ll help you pick the ideal solution for your plans.
The only thing more important than the loan is a clear path to closing. From our first conversation to reaching your goals, we’ll keep you informed, answer your calls and make sure you always know what’s happening with your mortgage.
Each member of our Denville, NJ team offers specialized expertise and their own community experience. That’s how we provide a local-focused experience with the qualities you’d expect from a national leader. Whether you’re ready to apply or want to ask a question, we look forward to hearing from you soon!
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Reviews
Meet our team
Branch Leader
Damon Jenkins
- Loan Officer
- NMLS #1729190
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 973.725.1656
- tel 973.823.1300
- fax 973.823.1305
Vito Sarullo
- Divisional Branch Manager
- NMLS #2054367
- 165 E Main Street
- Denville, NJ 07834
Strider Devore
- Loan Officer
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 973.600.1011
- tel 973.823.1300
- fax 973.823.1305
Kerry Kuber-Roberts
- Jr. Processor/Loan Officer
- NMLS #1729328
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 973.714.8456
- tel 973.823.1300
- fax 973.823.1305
Kunle Alli
- VP of Sales
- NMLS #1764667
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 908.342.9047
- tel 973.823.1300
- fax 973.823.1305
Kaylene Pennings
- Regional Director of Sales Support
- NMLS #1942426
- 165 E Main Street
- Denville, NJ 07834
Michael Colando
- Branch Manager
- NMLS #50514
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 201.396.6667
- tel 973.823.1300
- fax 973.823.1305
Kevin Burgos
- Loan Officer
- NMLS #2004662
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 551.206.2800
- tel 973.823.1300
- fax 973.823.1305
Angelica Miller
- Loan Officer
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 845.537.5388
- tel 973.823.1300
- fax 973.823.1305
Scott Nelson
- Sr Loan Officer
- NMLS #663770
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 201.841.3696
- tel 973.823.1300
- fax 973.823.1305
Kathy Arciero
- VP of Sales
- NMLS #14524
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 201.805.2210
- tel 973.823.1300
- fax 973.823.1305
Chad Barris
- VP of Sales
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 917.439.7336
- tel 973.823.1300
- fax 973.823.1305
Marissa Rossi
- Jr. Processor/Loan Officer
- NMLS #2295688
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 862.354.0401
- tel 973.823.1300
- fax 973.823.1305
Scott Dabroski
- Sr Loan Officer
- NMLS #1336711
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 845.591.7988
- tel 973.823.1300
- fax 973.823.1305
Mark Sluyter
- VP of Sales – Land, Construction & Reno
- NMLS #1886546
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 908.303.3889
- tel 973.823.1300
- fax 973.823.1305
Seamus Hughes
- Jr. Processor/Loan Officer
- NMLS #2076384
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 862.268.5538
- tel 973.823.1300
- fax 973.823.1305
Christopher Keelin
- Executive Vice President
- NMLS #63764
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 973.303.6789
- tel 973.823.1300
- fax 973.823.1305
Tiffani Jimenez
- Team Lead/Jr. Processor/Loan Officer
- NMLS #1829028
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 973.202.6658
- tel 973.823.1300
- fax 973.823.1305
Arian Pena
- Loan Officer
- NMLS #2111453
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 646.508.5391
Ertan Yavuz
- Loan Originator
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 973.987.2200
- tel 973.435.8781
- fax 973.435.8781
Chrissy Pullis
- Senior Loan Officer
- NMLS #55237
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 973.903.4758
- tel 973.494.8482
- fax 973.494.8482
Victoria Magee
- Jr. Processor/Loan Officer
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 862.268.4723
- tel 862.256.5842
- fax 862.256.5842
Melodee Jones
- Loan Officer / Loan Officer Assistant
- 165 E Main Street
- Denville, NJ 07834
Daniela Arevalo Perez
- Senior Loan Officer
- NMLS #1986879
- 165 E Main Street
- Denville, NJ 07834
- [email protected]
- mobile 862.242.4411
Laurie Flores
- Loan Officer/Loan Officer Assistant
- NMLS #1247501
- 165 E Main Street
- Denville, NJ 07834
Our support staff
Brittany Post
Loan Processor ManagerMatthew Bernhard
Divisional Business Development ManagerJared Muller
Divisional Branch Operations AssistantKaren White
Loan ProcessorColleen Grow
Loan ProcessorPaula Casas
Regional Director of Sales SupportAshley Corbo
Regional Marketing ManagerVincent Gallo
Loan ProcessorShaun McDonough
Loan PartnerEdward MacDermid
Divisional Operations Manager
Kasandra Barrios
Junior Loan ProcessorKim Sarullo
Loan ProcessorKevin Stoke
Loan ProcessorDonna Keelin
Executive AssistantMichael Alger
Keelin Group Pricing ManagerJulie Fleming
Business Development ManagerYasemin Yilmaz
Branch ReceptionistAlex Schwed
Internal Sales AssistantVictoria Browne
Loan OfficerKevin Parsells
Rockaway, NJKatie Brantmeyer
Social Media SpecialistAlexander Collioud
Internal Sales AssistantBrittany Cochran
Production ManagerRebecca Santamaria
Disclosure Desk SpecialistBrian Horwath
Internal Sales AssistantCarly Gaffey
Jr. ProcessorKathleen Andrews
Loan Partner
Rachel Korb
Loan Officer Assistant
Kevin Eckes
Regional Operations ManagerKristen Teets
Loan ProcessorMariel Vicente
Loan AssistantArvi Ocampo
Loan AssistantHarvey Mercado
Loan AssistantErmalyn Angeles
Condo DeskEdmar Del Poso
Loan OpenerMyra Pallones
Loan OpenerJay Rader
Internal Sales AgentGabriel Cepeda
Gemma Macairap
Loan OpenerChristine Jonson
Internal Sales AgentChristian Paje
Loan OpenerMaricel Nieva
Loan AssistantCherrie Astillero
Loan OpenerBrett Proulx
Marketing AssistantMarie Mendoza
Loan Officer AssistantGio Olayres
Business Development SpecialistNatalia Canaveral
ReceptionistYash32 Reddy
Loan Officer/Loan Officer AssistantMiriam Padilla
Loan ProcessorChris Scibelli
Business Development SpecialistRyan Keip
Branch Business Development SpecialistSamantha Pfeiffer
Administrative AssistantMichael Florio
Internal Sales AssistantDiasha Labaze
Loan Officer AssistantJayson De Guzman
Internal Sales AgentEngelmarx Nillos
Internal Sales AgentMy social posts
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.