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130 Tri County Parkway, Suite 108 Cincinnati, OH 45246 Mobile (513) 884-2494 Tel (513) 854-0822 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Ashley Knobbe
I’ll be with you every step of the way
Hello! My name is Ashley. I entered the mortgage industry to balance life with two young kids and my husband’s unpredictable schedule and quickly developed a passion for financing! I’ve since been named one of Cincinnati Magazine’s Top Mortgage Professionals and found a home at America’s #1 Retail Mortgage Lender.
Every client’s file feels like a unique puzzle, and I love finding the right solutions to help people achieve their goals. I work with clients buying their first home, next home or investment property using conventional, VA, FHA and many other loan programs. But with me, you get more than an experienced loan officer – you get exceptional service.
· 24/7 Availability
I’m always here for you, even if your schedule is unpredictable.
· Client-Centric Approach
We’ll work together to make a personalized plan for you and your family.
· Real-World Experience
My extensive background helps me understand the challenges clients face.
· Community Connection
From serving on committees to organizing donation drives, I care about our community.
Ashley’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.